40+ loan programs, one honest officer

The right loan for every kind of life.

Mike works as a broker, so he isn't tied to one bank's menu. He shops dozens of lenders to match you with the loan that actually fits β€” here are the programs people ask for most.

Helping people get home with confidence
Conventional FHA VA Jumbo Refinance Self-Employed
Loan programs

A loan for every life, every budget.

Not sure where you fit? That's normal β€” and exactly what Mike is for. Start anywhere below, or just reach out and he'll point you the right way.

First-Time Buyer

Most popular

Buying your first home is a big leap. Mike walks you through it step by step, with low-down-payment options and someone in your corner from day one.

  • Low down payment programs
  • First-time-buyer assistance options
  • Plain-language, no-pressure guidance

Best for: Renters ready to buy and anyone purchasing their first home.

VA Loans

For those who served

Veterans and active-duty service members have earned real benefits. Mike makes sure you get every one of them, with $0-down financing where eligible.

  • $0 down for eligible borrowers
  • No private mortgage insurance
  • Competitive rates and flexible terms

Best for: Veterans, active-duty service members, and eligible spouses.

Refinance

Lower your payment

Lower your rate, shorten your term, or tap your equity for cash. Mike runs the math honestly and only recommends a refinance if it truly works in your favor.

  • Rate-and-term refinance
  • Cash-out for renovations or debt
  • An honest break-even analysis

Best for: Current homeowners looking to save or use their equity.

Self-Employed

Non-traditional income

1099, gig work, or business owner? You shouldn't be punished for it. Mike knows the bank-statement and non-traditional programs that look at the full picture.

  • Bank-statement loan options
  • Flexible income documentation
  • Solutions when a bank says "no"

Best for: Freelancers, contractors, and small business owners.

FHA Loans

Flexible credit

A friendly, accessible path to homeownership. FHA loans offer flexible credit requirements and a low down payment, making that first home feel within reach.

  • As little as 3.5% down
  • More forgiving credit guidelines
  • Great for first-time and repeat buyers

Best for: Buyers with a smaller down payment or a still-growing credit history.

Jumbo Loans

Higher-value homes

For homes that exceed conventional limits, Mike sources competitive jumbo financing with white-glove handling from application all the way to closing.

  • Financing above conforming limits
  • Competitive jumbo rates and terms
  • Personal, detail-driven service

Best for: Buyers of higher-value or luxury homes.

Ready to talk to a loan officer who's actually on your side?

Tell Mike a little about your goals. He'll get back to you fast β€” usually the same day.

No spam, no obligation. Mike will reach out personally.