Talk it through
A quick chat about your budget, credit, and goals — Mike tells you if FHA is your best fit.
🏛️ FHA Loans
A friendlier path to homeownership.
A friendly, accessible path to homeownership. FHA loans offer flexible credit requirements and a low down payment, making that first home feel within reach.
The program
What an FHA loan looks like.
FHA loans exist to make homeownership reachable for more people — with a low down payment and more forgiving credit guidelines than many conventional loans. Because Mike works as a broker, he isn't tied to one bank's overlays; he shops dozens of FHA-approved lenders to find the most flexible fit for your situation.
That can mean buying with as little as 3.5% down, qualifying with a still-growing credit history, and getting straight guidance on what FHA does and doesn't require. Whether it's your first home or your next, Mike makes the accessible path feel genuinely simple.
- As little as 3.5% down to get into a home
- More forgiving credit guidelines than many loans
- Great for first-time and repeat buyers alike
- Gift funds allowed toward your down payment
- Clear guidance on FHA requirements, no surprises
Simple by design
How the process works.
Three clear steps — and Mike is with you the whole way.
Get pre-approved
He shops FHA-approved lenders for flexible terms and gets you a real pre-approval to shop with.
Close with confidence
From offer to closing, Mike handles the FHA details and keeps you informed the whole way.
Good questions
FHA loan FAQs.
How little can I put down with an FHA loan?
FHA allows down payments as low as 3.5% for qualified buyers — and gift funds from family can often cover part of it. Mike will run your exact numbers.
What credit do I need for an FHA loan?
FHA guidelines are more forgiving than many conventional loans. Because Mike shops multiple lenders, he can often find a fit even with a still-growing credit history.
Is FHA only for first-time buyers?
No. While it's popular with first-timers, FHA is open to repeat buyers too. Mike will help you decide whether FHA or another program is the better deal for you.
Why go through a broker for an FHA loan?
Different FHA-approved lenders add their own rules and pricing. As a broker, Mike compares dozens of them to find the most flexible, best-priced fit for you.
Ready to see if FHA is your path home?
Tell Mike a little about your goals. He'll get back to you fast — usually the same day.