Home loans built around your life, not the fine print.
Mike Bjork is the most flexible, hard-working loan officer you'll ever work with. Whether you're buying your first home or refinancing your last, he'll do the work so you can get the keys.
- 20+ yrsin the business
- $500M+funded for families
- 4.9★client rating
A man for the people — and a pro in the paperwork.
Mike goes after the deal everyone else passes on. First-time buyers, the self-employed, folks who've been told "no" before — he treats every client like the only client. No jargon, no runaround. Just an honest officer who works hard to get you the loan you deserve.
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Flexible by nature
Unusual income? Tight timeline? Mike bends the process to fit you — not the other way around.
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Relentlessly hard-working
He answers his phone, returns your call, and chases the underwriter so you don't have to.
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On your side, always
As a broker he shops dozens of lenders for you — finding the rate and program that actually fit.
A loan for every life, every budget.
Mike works with 40+ programs across dozens of lenders. Here are the ones people ask for most.
First-Time Buyer
Low down payments, gentle guidance, and someone in your corner from day one.
Learn more → 🇺🇸VA Loans
$0 down for those who served. Mike makes sure veterans get every benefit they've earned.
Learn more → 📉Refinance
Lower your rate, shorten your term, or pull out cash. Mike runs the math honestly.
Learn more → 🧰Self-Employed
1099, gig, or business owner? Bank-statement and non-traditional options welcome here.
Learn more → 🏛️FHA Loans
Flexible credit and as little as 3.5% down — a friendly path to your first home.
Learn more → 💎Jumbo Loans
Financing for higher-value homes, with competitive terms and white-glove handling.
Learn more →Three honest steps to your keys.
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01
Talk to Mike
A quick, no-pressure chat about your goals. He listens first, sells never.
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02
Get pre-approved
Mike shops lenders and gets you a same-day pre-approval so you can shop with confidence.
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03
Close with confidence
He handles the paperwork and chases the details — you just sign and grab the keys.
People trust Mike with the biggest decision of their lives.
"Mike got us approved when two other lenders said no. He picked up every call and explained everything. We're in our first home because of him."
"I'm self-employed and figured a mortgage was off the table. Mike found a program that worked and closed us on time. Total game changer."
"Refinanced and dropped my payment by $300 a month. Mike laid out the real numbers with zero pressure. Honest, fast, and genuinely on my side."
Ready to talk to a loan officer who's actually on your side?
Tell Mike a little about your goals. He'll get back to you fast — usually the same day.