Tell Mike your situation
Share how your income works — contracts, deposits, business. No judgment, just options.
🧰 Self-Employed
Self-employed? You still get to buy.
1099, gig work, or business owner? You shouldn't be punished for it. Mike knows the bank-statement and non-traditional programs that look at the full picture.
The program
What a self-employed loan looks like.
Banks love a W-2. If your income comes from a business, contracts, or gig work, a traditional lender may not know what to do with you — even when you clearly make plenty. Mike does. As a broker, he works with lenders who specialize in non-traditional income and judge you on the full picture, not one tidy pay stub.
That often means bank-statement programs that use your actual deposits instead of tax-return write-offs, flexible documentation, and real options when a bank has already said no. Mike speaks the language of self-employment and structures your file so lenders see your true earning power.
- Bank-statement loan options using real deposits
- Flexible income documentation for 1099 & business owners
- Solutions when a traditional bank says "no"
- Loans that look at your full financial picture
- An officer who understands how self-employment really works
Simple by design
How the process works.
Three clear steps — and Mike is with you the whole way.
Match the right program
Mike shops lenders who specialize in self-employed borrowers and finds the program that fits.
Close with confidence
He structures your file to show your real earning power and guides you all the way to closing.
Good questions
Self-employed loan FAQs.
I write off a lot on my taxes — can I still qualify?
Often, yes. Bank-statement programs use your actual deposits instead of your taxable income, so write-offs don't have to work against you. Mike will find the lender that fits.
Do I need two years of tax returns?
Not always. Many of the programs Mike works with use bank statements or alternative documentation rather than full tax returns. He'll tell you exactly what's required.
A bank already turned me down — now what?
That's exactly when Mike helps most. A single bank's "no" doesn't mean every lender will say no. As a broker, he can shop specialists who understand self-employment.
Why use a broker if I'm self-employed?
Because one bank has one set of rules. Mike compares dozens of lenders to find the one that judges your income fairly — and gets you to the closing table.
Ready to get options that fit how you actually earn?
Tell Mike a little about your goals. He'll get back to you fast — usually the same day.